Providing solutions
Unique Experience and Knowledge
We pride ourselves on providing trusted insurance solutions backed by decades of experience. As a locally owned and independent insurance agency based in Worthington, MN, Sioux Falls, SD, and Pipestone, MN, we have been committed to protecting what matters most to individuals, families, and businesses for over 90 years.
we've grown alongside our clients
Insuring our local community since 1930
Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.
We’ve successfully served thousands of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.
Personal Service with a Local Touch
We know our community because we’re part of it. Our team builds lasting relationships and tailors coverage to fit your lifestyle and goals.
Access to Top-Rated Carriers
As an independent agency, we shop across multiple insurance providers to find the right coverage at the best value for you.
Experienced Professionals
Our agents have extensive experience and stay up to date with the latest industry changes to give you informed, reliable advice.
Insurance Solutions for Every Need
Insurance Solutions for Every Need
We offer a wide range of personal and commercial insurance products including:
Auto Insurance
Affordable coverage tailored to your driving needs.
Auto Insurance
Affordable coverage tailored to your driving needs.
Home Insurance
Protect your home, possessions, and peace of mind.
Home Insurance
Protect your home, possessions, and peace of mind.
Business Insurance
Safeguard your company from unexpected risks.
Business Insurance
Safeguard your company from unexpected risks.
Health, Dental & Vision
Comprehensive plans for individual and family well-being.
Health, Dental & Vision
Comprehensive plans for individual and family well-being.
Farm & Crop Insurance
Specialized protection for your agricultural operations.
Farm & Crop Insurance
Specialized protection for your agricultural operations.
Renters, Recreational Vehicle, and More
Flexible plans to fit your lifestyle.
Renters, Recreational Vehicle, and More
Flexible plans to fit your lifestyle.
broad range of insurance services
Comprehensive Coverage for Every Stage of Life
We offer a broad range of insurance services designed to meet the diverse needs of our clients. From auto and home insurance to business, health, farm, and life coverage, our experienced professionals work closely with you to provide clarity and confidence in your protection. We represent many top-rated insurance carriers, which allows us to tailor coverage options that align with your goals—no matter your stage in life or size of your business.
Commitment to dependable insurance solutions
A Legacy of Trust and Protection
Since 1930, First State Insurance Agency Southwest, Inc. has been a steadfast partner to individuals, families, and businesses across Minnesota and surrounding states. As a locally owned and operated independent agency, we’ve built our reputation on integrity, personalized service, and deep-rooted community values. Over the decades, we’ve grown alongside our clients—adapting to changing needs while maintaining the same commitment to dependable insurance solutions.
Why Trust us?
Why is our independent insurance agency your best choice?
Being independent means that we find the best companies and products for our customers – not customers to force-fit into proprietary products.
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Features & Services
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Our Agency
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Captive Agent
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Online & 1-800 Companies
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Access to multiple companies and wide range of products
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Easy switching from company to company without hassle
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Unbiased and objective advice
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Tries to sell & support only their one company
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Tries to sell & support only their one company
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Claims assistance and advocacy
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Adjusters are often exclusive to the one company
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No help: You vs. adjuster
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Policy service from the same person you bought from
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Often passed off call center
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You'll likely never talk to the same person twice
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Let's Get Started
Serving Five States
Serving you in Minnesota, Iowa, South Dakota, Nebraska, and Wisconsin! We can also write insurance in Florida, Michigan, and Missouri!
Call/Text Us
Worthington, MN
507-376-3950
Call Us
Sioux Falls, SD
605-274-2545
Call Us
Pipestone, MN
507-203-6784
Online Now
Get a Quote
Appointment
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Google Rating
5.0
Reviews from First State Insurance Agency clients.
The best insurance agency, according to those who matter: Our Customers.
Our carriers
Proudly Representing Leading Insurance Carriers
We’re thrilled to welcome the Central States team to the First State family!
Officially Acquired Central States Insurance
We’re proud to announce that First State Insurance Agency Southwest, Inc. has officially acquired Central States Insurance, a respected Sioux Falls–based agency.
This strategic expansion extends our footprint across South Dakota and into the Pipestone, MN market, while continuing our mission to serve clients with personal, reliable insurance solutions.
Clients of Central States can now access First State’s broader carrier network for auto, home, commercial, and specialty insurance—while continuing to work with the same familiar faces.
“This acquisition is about growing the right way—with people and values that align with ours,”
Get a Free Quote Today
Let’s find the perfect policy for you.
Ready to protect what matters most? Whether you’re looking for auto, home, business, or life insurance, our experienced team is here to guide you every step of the way. At First State Insurance Agency, we make the quoting process simple, fast, and tailored to your unique needs. There’s no obligation—just honest advice and competitive options from trusted carriers. Start your free quote today and experience the personalized service you deserve.