Insurance Agency Worthington MN

Worthington - Headquarters

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Bringing the Local Touch

Your Local Worthington Insurance Agency

First State Insurance Agency Southwest, Inc. is a locally owned, independent insurance agency in Worthington, Minnesota. Having served the state of Minnesota for over 90 years, our team is deeply committed to the community and their insurance needs. We understand the unique demands of life in Worthington, from the agricultural economy of Nobles County to the challenges of Upper Midwest weather. 

The Worthington office is our headquarters and we are ready to serve all your insurance needs in Worthington, MN. When you work with the Worthington office, you are working with an experienced team of agents who are your neighbors and your dedicated advocates.

Car Insurance Minnesota

Get dependable car insurance in Minnesota with coverage that safeguards you from accidents, theft, damage, and liability.

Homeowners Insurance Minnesota

Get reliable homeowners insurance in Minnesota with coverage for property damage, personal belongings, and liability protection you can trust.

Renters Insurance Minnesota

Keep your belongings and finances protected with renters insurance in Minnesota. Get coverage for theft, damage, and liability with confidence.

Life Insurance Minnesota

Protect what matters most with life insurance in Minnesota—built to deliver lasting security and financial peace of mind.

Health Insurance Minnesota

Comprehensive coverage for your future—protecting your life, health, dental, vision, disability, and long-term care needs with confidence.

RV Insurance Minnesota

Get reliable RV insurance coverage for your motorhome, camper, or trailer. Protect your adventures with affordable protection and expert guidance.

Business Insurance Minnesota

Get reliable business insurance in Minnesota with coverage that protects your assets, liability, employees, and business against unexpected losses.

Commercial Auto Insurance Minnesota

Get dependable commercial auto insurance in Minnesota with coverage that protects your company vehicles from collisions, theft, and liability.

Workers' Compensation Insurance Minnesota

Support your team in Minnesota with workers’ compensation coverage that provides medical care, wage protection, and recovery benefits.

Protecting you and what you love

Personal Insurance

At First State Insurance Agency Southwest, we understand that life is full of uncertainties and safeguarding you and your loved ones should be your first priority. Every individual and family dynamic is unique, requiring a flexible, tailored approach to coverage. Our personal insurance solutions offer customized coverage to your and your family’s needs. Be it homeowners’ insurance, renters insurance, or any other insurance, we are here to protect your interests.

Helping your business thrive

Business Insurance

At First State Insurance Agency Southwest, we recognize that every business, from small local shops to large industrial facilities, faces unique liability and property exposures. We provide tailored solutions that ensure your enterprise is fortified against the unexpected challenges that can impact your business’s cash flow and operations.

In an economic center like Worthington, commercial insurance is not just a necessity, it’s a core component of your business’s risk management strategy.



FAQs

What insurances are mandatory in Worthington, MN?

In Worthington, the only personal insurance required by state law is auto insurance. Homeowners insurance is not legally mandated by the state, but it is required by a bank or lender if you have a mortgage on your property to protect their financial investment. 

For businesses, workers’ compensation insurance is mandatory for nearly all employers operating a business in Worthington, MN.

We work with a vast network of top-rated national and regional insurance carriers to shop for the best policy for you. You can find the list of insurance carriers we work with here.

You should review your insurance policies at least once per year ideally about 45 to 60 days before your policy renewal date to ensure your coverage still accurately reflects your needs.

Get a Free Quote Today

Let’s find the perfect policy for you.

Ready to protect what matters most? Whether you’re looking for auto, home, business, or life insurance, our experienced team is here to guide you every step of the way. At First State Insurance Agency, we make the quoting process simple, fast, and tailored to your unique needs. There’s no obligation—just honest advice and competitive options from trusted carriers. Start your free quote today and experience the personalized service you deserve.