Homeowners Insurance
guidance, protection, and peace of mind
Welcome to Homeowners Insurance
Your home is more than just a place—it’s where life happens. At First State Insurance Agency, we understand the importance of protecting your home and everything in it. Whether you’re a first-time homeowner or have owned your property for years, our team is here to provide guidance, protection, and peace of mind through reliable homeowners insurance coverage.
Property Protection
Coverage for your home’s structure, garage, and other attached buildings from damage caused by fire, wind, hail, or vandalism.
Personal Belongings
Insurance for furniture, electronics, clothing, and valuables—on and off your property.
Liability Coverage
Protection from legal claims or medical bills if someone is injured on your property or if you accidentally cause damage to others’ property.
top-rated insurance carriers
Comprehensive Coverage You Can Trust
We offer tailored policies that help protect your home, personal belongings, and liability. From fire and storm damage to theft and personal liability claims, homeowners insurance helps you stay prepared for life’s unexpected events. We work with a variety of top-rated insurance carriers to ensure your coverage fits your home, location, and budget—without compromising quality.
wide range of options
Local Support with Lasting Value
Our experienced agents are part of the community and understand the unique risks homeowners face in Minnesota and surrounding states. We take the time to review your needs and explain your options clearly, so you’re never left in the dark. Whether you’re buying a new policy or reviewing your current one, we’ll make sure you’re covered where it counts—today and tomorrow.