Rental Property Insurance
we help to protect you
Welcome to Rental Property Insurance
Owning a rental property is a valuable investment—and like any investment, it deserves protection. At First State Insurance Agency, we provide specialized rental property insurance designed to safeguard your property, your income, and your peace of mind. Whether you manage a single-family home or multiple units, we’re here to help protect what you’ve worked hard to build.
Property Protection
Covers structural damage from events like fire, hail, wind, or vandalism—keeping your building investment secure.
Loss of Rental Income
Helps replace lost income if your rental becomes uninhabitable due to a covered claim, such as fire or storm damage.
Liability Protection
Provides coverage if a tenant or visitor is injured on your property and you are held legally responsible.
Our policies are flexible
Coverage Built for Landlords
Rental property insurance (also known as landlord insurance) goes beyond standard homeowners coverage. It’s designed specifically for non-owner-occupied dwellings and helps cover physical damage to the building, liability for tenant injuries, and even loss of rental income due to covered events. Our policies are flexible and can be tailored to meet the unique risks landlords face—such as tenant-caused damage, legal claims, or natural disasters.
protect your rental property
Local Knowledge, Personalized Service
As your local insurance partner, we take the time to understand your driving habits, coverage goals, and concerns. Our team provides clear, personalized recommendations so you can feel confident in your protection. Whether you’re insuring your first car or reviewing your current policy, First State Insurance Agency is here to keep you covered—with speed, support, and care.