Trucker Insurance
COVERAGE THAT KEEPS YOU ROLLING
Insurance That Works as Hard as You Do
At First State Insurance Agency, we know the road comes with risks—and protecting your livelihood, your truck, and your cargo is essential. Our truckers insurance solutions are built to provide comprehensive coverage for what matters most: your rig, your business, and your financial future. Whether you’re an owner-operator or manage a fleet, we’re here to help you stay protected mile after mile.
Safeguarding your business starts with the right trucking insurance. At First State Insurance Agency, we offer a full range of coverage options to protect your vehicle, your cargo, and your bottom line. Our experienced team works with you to understand your needs and build a policy that fits your routes, risks, and operati
Commercial Trucking
Protect your trucking business with coverage built for the road. From accidents and liability to theft and damages, commercial trucking insurance keeps your business moving forward with peace of
Fleet
Managing a fleet comes with big responsibilities—our insurance helps safeguard every vehicle under your operation. Get comprehensive coverage that reduces risk and keeps your drivers and assets protected.
Cargo & Freight
Your cargo is the heart of your business, and we help keep it safe. Cargo and freight insurance provides financial protection against loss, theft, and damage during transport, so your deliveries arrive with confidence.
Hot Shot
Hot shot trucking demands speed and reliability—our coverage is designed to match. Protect your drivers, loads, and equipment while staying covered on urgent, time-sensitive hauls.
Box Trucks
Box trucks are essential for local and regional deliveries, and they deserve reliable protection. Our insurance covers liability, accidents, and damages so you can focus on running your business smoothly.
Dump Trucks
Heavy-duty work requires heavy-duty protection. Dump truck insurance safeguards your vehicles and operations from risks on the job site and on the road, ensuring your business stays secure.
Tow Trucks
From roadside assistance to accident recovery, tow trucks face unique risks every day. Our coverage protects your vehicles, drivers, and liability, giving you the security to handle every call with confidence.
GET COVERAGE WITHOUT THE HASS
Insurance Options for Every Haul, Big or Small
We offer a variety of commercial truck insurance solutions tailored to your unique needs as a driver or fleet owner. From liability and cargo coverage to physical damage, bobtail, and motor truck general liability insurance, our goal is to simplify the process and help you find the right protection. We also provide coverage for non-trucking use, trailer interchange, and occupational accident insurance to keep you secure on and off the road. No matter the size of your operation or the routes you travel, we’ll guide you toward the right combination of policies.
DRIVEN BY EXPERIENCE. BACKED BY THE BEST.
Driven by Local Knowledge.
Since 1930, we’ve proudly served the Midwest trucking community with honest guidance and dependable service. By working with top-rated insurance carriers, we ensure you get reliable coverage at a fair price.
With decades of industry experience and local expertise, we’re committed to protecting what matters most—your truck, your cargo, and your livelihood.
Multiple Offices
Our Offices
Worthington, MN
Sioux Falls, SD
Pipestone, MN
Connect with our team today
Let’s Help You Get Started
Choosing personal insurance can feel overwhelming—but it doesn’t have to be. At First State Insurance Agency, we’re here to make things simple. Connect with our team today to explore your options, ask questions, and create a plan that protects what matters most to you.