Worker’s Compensation
Coverage that cares. Support you can count on.
Welcome to Worker's Compensation
Every role on your team is essential—and every employee deserves protection on the job. At First State Insurance Agency, we understand the risks that come with running a business and managing a workforce. Whether you operate in construction, manufacturing, retail, or another industry, we offer dependable Workers’ Compensation coverage—designed to protect your employees and your business in the event of work-related injuries or illnesses.
Medical Care & Recovery
Covers the cost of medical treatment, rehabilitation, and ongoing care for employees injured or made ill on the job.
Wage Replacement
Provides partial wage replacement to employees who are unable to work due to a work-related injury or illness.
Employer Liability Coverage
Protects your business from potential lawsuits related to workplace injuries—including legal fees, settlements, and judgments.
Protection You Can Trust. Support When It Matters Most.
Coverage That Stands Behind Every Worker
Accidents can happen in any workplace—but the right coverage can make all the difference. Our Workers’ Compensation insurance is designed to protect both your employees and your business when work-related injuries or illnesses occur. From medical bills to lost wages and recovery support, we help ensure your team gets the care they need—while you stay compliant and financially protected. With access to leading carriers and customizable policies, we make it easy to find coverage that fits your business and budget.
Protection for Your Team, Peace of Mind for You
Protecting Your People, Supporting Your Business
As locals who understand the demands of doing business in Minnesota and surrounding states, we know that taking care of your employees is key to keeping things running smoothly. From construction sites to office spaces, workplace injuries can happen—and when they do, you need reliable coverage that supports your team and protects your business. That’s why we take a hands-on approach—learning how your operation works so we can help you find Worker’s Compensation coverage that fits. Whether you’re hiring your first employee or managing a growing crew, we’re here to help you stay protected today and down the road.
Multiple Offices