Business Insurance

PROTECT WHAT MATTERS MOST TO YOUR BUSINESS

Customized Coverage for Every Business Need

At First State Insurance Agency, we understand that running a business comes with its own set of risks—and protecting your company is essential to its long-term success. Our business insurance solutions are designed to provide comprehensive coverage for what matters most: your assets, your employees, and your operations. Whether you own a small startup or a growing enterprise, we’re here to help you stay protected.

Securing your business starts with the right insurance partner. At First State Insurance Agency, we offer a wide range of commercial coverage options tailored to your industry and goals. Our experienced team works with you to understand your unique challenges and create a plan that supports your growth and protects what you’ve worked hard to build.

Business Owners Insurance

Protect your business with bundled coverage for property damage, liability, and loss of income—ideal for small to mid-sized businesses.

Commercial Auto Insurance

Coverage for vehicles used in your business, including company cars, vans, and fleets—protecting your drivers and your bottom line.

Trucker Insurance

Specialized protection for independent truckers and fleet operators, covering cargo, liability, and physical damage on the road.

Worker’s Compensation Insurance

Mandatory and essential coverage that helps pay for medical expenses and lost wages if an employee is injured on the job.

We simplify the process

A Full Range of Coverage Options

We offer a variety of personal insurance services tailored to your individual needs. From dental and vision care to health, life, and renters insurance, our goal is to simplify the process and help you find the right protection. Our homeowners and general liability plans also provide added security against property damage or personal legal claims. No matter your lifestyle or life stage, we’ll guide you toward the right combination of policies.

Trusted Insurance Partners You Can Rely On

Your Neighborhood Insurance Specialists

Serving the Midwest since 1930, our agency has earned a reputation for building strong, lasting relationships by offering honest guidance and dependable service. We partner with leading insurance carriers to provide your business with high-quality coverage at competitive prices.

With years of experience and deep local knowledge, our team is dedicated to delivering tailored solutions and professional expertise to safeguard your business’s assets, workforce, and growth.

Multiple Offices

Our Offices

Worthington, MN

Sioux Falls, SD

Pipestone, MN

Connect with our team today

Let’s Help You Get Started

Choosing the right business insurance can feel complicated—but it doesn’t have to be. At First State Insurance Agency, we’re here to simplify the process. Reach out to our team today to discuss your needs, get expert advice, and build a coverage plan that protects your business and supports your success.