Commercial Auto Insurance

Protection for every mile. Service you can trust.

Welcome to Commercial Auto Insurance

Every vehicle in your fleet plays a vital role—and every driver deserves reliable protection on the road. At First State Insurance Agency, we understand the risks that come with operating business vehicles, whether you’re delivering goods, transporting equipment, or traveling to job sites. Our Commercial Auto Insurance offers dependable coverage designed to protect your vehicles, drivers, and business from the unexpected—so you can keep moving forward with confidence.

Accident & Collision Coverage

Covers repair or replacement costs if your business vehicle is involved in a collision—whether with another vehicle or object—regardless of who’s at fault.

Auto Liability Coverage

Protects your business if a company vehicle causes injury to others or damage to someone else’s property. Includes legal defense costs, medical expenses, and settlements.

Comprehensive Coverage

Provides protection for non-collision events like theft, vandalism, fire, or weather-related damage—so your vehicles are covered even when parked.

Built for the Road Ahead. Backed by Service You Can Count On.

Coverage That Drives with Your Team, Every Mile

Accidents can happen on any road—but the right coverage can keep your business moving forward. Our Commercial Auto Insurance is built to protect your vehicles, your drivers, and your bottom line when the unexpected happens. From fender benders to major collisions, theft, or weather damage, we help cover repair costs, medical expenses, and liability claims—so you can focus on running your business, not managing risk. With access to top-rated carriers and flexible policy options, we make it easy to find coverage that fits your fleet, your industry, and your budget.

Confidence Behind the Wheel, Security Behind the Scenes

Smart Coverage for the Vehicles That Keep You Moving.

When your business depends on vehicles, every mile matters. From busy city streets to rural job sites, your drivers face real risks every day. At First State Insurance Agency, we’re local experts who understand the unique challenges businesses face in Minnesota and surrounding states. That’s why we offer Commercial Auto Insurance that goes beyond the basics—coverage tailored to your routes, your vehicles, and your industry. Whether you rely on one truck or an entire fleet, we help you stay protected against accidents, damage, liability claims, and more—so your business stays on track and on the road

Multiple Offices

Our Offices

Worthington, MN

Sioux Falls, SD

Pipestone, MN