Cargo & Freight
Coverage That Protects Every Load
Insurance Designed for Cargo & Freight Hauling
At First State Insurance Agency, we understand the challenges of transporting freight—long miles, heavy loads, and valuable cargo on the line. Protecting your truck, your cargo, and your livelihood is essential. That’s why our cargo and freight insurance solutions are built to cover what matters most: your rig, your operation, and your financial future.
We offer a full range of insurance options for freight haulers, including liability, cargo protection, and physical damage coverage. Our experienced team works with you to assess your routes, risks, and business needs—then creates a policy tailored to your operation. With us, you’ll have peace of mind mile after mile, load after load.
Cargo & Freight Coverage You Can Depend On
Stay protected on every shipment with insurance designed for freight haulers. Our coverage helps safeguard your truck, your cargo, and your business from the risks you face on the road.
Reliable Protection for Every Load
From accidents to unexpected breakdowns, our policies give you peace of mind so your freight operation can keep moving without costly delays.
Flexible Solutions for Every Carrier
Whether you’re an independent owner-operator or managing multiple trucks, our tailored insurance options provide the right protection for your routes—mile after mile, load after load.
Simple Coverage for Every Load
Insurance Solutions for Cargo & Freight Haulers
Transporting goods comes with unique risks, from long hauls to high-value shipments. At First State Insurance Agency, we make it easy to get the coverage you need. Our insurance options include liability, cargo protection, physical damage, and motor truck general liability—helping you stay secure on every route. We also provide coverage for trailer interchange, non-trucking use, and occupational accidents, giving you protection both on and off the road. Whatever your operation size or freight type, we’ll help you build the right plan.
Trusted Guidance, Backed by Experience
Serving Freight Operators Since 1930
For decades, First State Insurance Agency has helped drivers and businesses across the Midwest secure reliable coverage at fair rates. By partnering with top-rated carriers, we provide cargo and freight haulers with policies designed to protect their trucks, shipments, and business operations.
With deep industry knowledge and decades of experience, we’re committed to protecting what matters most—your truck, your cargo, and your livelihood.
Multiple Offices
Our Offices
Worthington, MN
Sioux Falls, SD
Pipestone, MN
Protect Your Loads, Keep Your Business Moving
We’ll Help You Get Started
Cargo and freight insurance doesn’t have to be complicated. At First State Insurance Agency, we simplify the process so you can focus on transporting goods safely and efficiently. Reach out to our team today, and we’ll help you create a policy that protects your trucks, your shipments, and your business—mile after mile, load after load.