Business Owners
Strong coverage. Solid support.
Welcome to Business Owner
Your business is more than work—it’s your livelihood and legacy. At First State Insurance Agency, we understand the everyday risks that come with owning a construction or trade business. Whether you’re launching a new venture or managing a growing operation, we’re here to offer dependable business coverage—customized to protect your property, your people, and your peace of mind.
Property Coverage
Safeguards your business assets from damage due to fire, storms, theft, or vandalism.
Business Assets
Insurance for office furniture, inventory, and valuable equipment—whether on-site, in storage, or on the go.
Liability Protection
Covers legal fees or medical costs if someone is injured at your worksite or if your operations cause damage to others’ property.
Carriers you can count on
Dependable Coverage, Every Step of the Way
We offer tailored policies that help protect your business property, equipment, and liability. From fire and storm damage to theft and customer injury claims, BOP coverage helps you stay prepared for life’s unexpected disruptions. We work with a variety of top-rated insurance carriers to ensure your coverage fits your business, location, and budget—without compromising on quality or protection.
Broad selection of coverage
Trusted Local Support, Built to Last.
As members of the local business community, our experienced agents understand the challenges and risks that come with running a business in Minnesota and neighboring states. We take the time to assess your specific needs and walk you through your coverage options—so you’re never left guessing. Whether you’re setting up a new policy or updating your current one, we’ll make sure your business has the protection it needs now and down the road.