Renters Insurance

peace of mind

Welcome to Renters Insurance

Just because you don’t own your home doesn’t mean your belongings and personal security aren’t worth protecting. At First State Insurance Agency, we offer renters insurance policies that give you peace of mind—whether you’re living in an apartment, condo, or rental house. Our team is here to help you protect your valuables and safeguard your lifestyle.

Personal Property

Covers the cost to repair or replace your personal items like furniture, electronics, and clothing in case of damage or theft.

Personal Liability

Helps cover legal costs or medical expenses if someone is injured in your rental unit or if you accidentally damage their property.

Temporary Living Expenses

Pays for hotel stays or additional living costs if your rental becomes uninhabitable due to a covered loss like fire or smoke.

liability protection

Protection for What Matters Most

Renters insurance is designed to cover your personal belongings against risks like fire, theft, vandalism, and certain types of water damage. It also includes liability protection in case someone is injured in your rental or if you accidentally cause damage to another person’s property. With flexible options and affordable pricing, you can choose coverage that fits your budget and lifestyle.

leading carriers to help you

Personalized Service You Can Rely On

As a trusted independent agency, we work with leading carriers to help you find the right renters insurance without the guesswork. Whether you’re new to renting or renewing your lease, our local agents make it easy to understand your coverage and keep it up to date. We’re committed to making sure your protection evolves with you—because your peace of mind is our priority.

Multiple Offices

Our Offices

Worthington, MN

Sioux Falls, SD

Pipestone, MN