Day: September 23, 2026

What Happens If You Outlive Your Term Life Insurance Policy?

When term life insurance expires and you are still alive, the policy matures on its expiration date, your coverage ends, your premiums stop, and your beneficiaries receive no death benefit. A standard level term policy builds no cash value, so you also get no refund of the premiums you paid unless you bought a return-of-premium […]