Average Cost of Car Insurance in MN in 2025
If you’re shopping for car insurance in 2025, you’re probably wondering: What’s the average cost of car insurance in Minnesota right now? With rates shifting due to inflation, vehicle technology, and driving trends, knowing what others are paying helps you gauge whether you’re getting a fair deal or overpaying. At First State Insurance, we help […]
What is the Average Cost of Homeowners’ Insurance in Minnesota?
If you’re a homeowner in Minnesota (or thinking about becoming one) you’ve probably asked yourself: What’s the average cost of homeowners’ insurance in Minnesota? It’s a smart question. After all, insurance is more than just a line item in your budget; it’s a financial safety net for everything from storm damage to liability claims. At […]
Storm Season Is Here – Is Your Insurance Ready?
Storm Season Insurance Checklist: Be Ready Before It Hits Every year, storm season sweeps in with little warning — catching homeowners and business owners off guard. And when you’re unprepared, that often leads to costly repairs, insurance claim surprises, and a lot of unnecessary stress. At Central States Insurance, we believe in preparation, not panic. Let’s […]
What If Summer Gets a Little Wild?
“What If” Summer Scenarios (That Could Really Happen) Summer is here—and with it comes sunshine, grilled burgers, poolside laughs, road trips, and unforgettable memories. But as much as we all love the season, it doesn’t always go off without a hitch. At Central States Insurance, we’ve helped many people navigate summer surprises with the help of […]
First State Insurance Agency Southwest, Inc. Expands with Acquisition of Central States Insurance
Worthington, MN – June 12, 2025 – First State Insurance Agency Southwest, Inc. is proud to announce the acquisition of Central States Insurance, a well-established, Sioux Falls, SD–based agency. This strategic move not only strengthens First State’s footprint in South Dakota but also expands its service into the Pipestone, MN market. Central States Insurance has earned a […]
Spoiler Alert: We’re Better Than A Chatbot
Confessions of a Real-Life Insurance Agent Hi there! Ever try to file a claim through one of those sleek, modern, minimalist insurance platforms, only to be ghosted by a chatbot named Zara? Yeah. Us too. 😐 Zara’s got the vibe of someone who’s very into essential oils but has never helped anyone through a claim in […]
New Tariffs Could Affect Your Auto & Home Insurance
Central States Insurance: How Tariffs May Affect Your Insurance Costs Let’s Talk Tariffs – and Why They Matter to You We get it – the word “tariff” might sound like something that only economists care about. But here’s the deal: recent government-imposed tariffs on goods from overseas—particularly on Chinese imports—are already creating ripple effects that […]
The Ultimate Guide to Trucking Insurance: What You Need to Know
Trucking insurance is commercial coverage that protects a trucking operation’s vehicles, drivers, cargo, and liability to others. Federal law sets the minimums, but the right policy combines several coverage types matched to how you operate. This guide explains how trucking insurance works, the coverages and trucks it protects, what it costs in 2026, and what […]
Looking for the Right Auto Insurance Policy? Learn the Essential Steps to Find Affordable and Comprehensive Auto Insurance Coverage
When it comes to driving, having the right auto insurance isn’t just a legal requirement—it’s peace of mind. Whether you’re getting behind the wheel for the first time, switching vehicles, or just re-evaluating your coverage, finding the right auto insurance policy can feel overwhelming. With all the options, coverage types, deductibles, and price tags, how do you […]
Commercial Insurance Insights for 2025: What to Know
As 2025 is well underway, staying informed about commercial insurance trends is vital for business owners aiming to protect their assets and plan effectively. The current market landscape reflects stability but also presents challenges like rising claims costs and economic pressures, making strategic insurance decisions more important than ever. However, with the right knowledge, you […]