What Is Homeowners Insurance? What Does It Cover?
For many people, their home is their most valuable investment—and protecting it starts with the right insurance. But when it comes time to choose a policy, one of the most common questions we hear is: What is homeowners insurance, and what does it actually cover? At First State Insurance, we help homeowners across Minnesota and […]
Storm Season Is Here – Is Your Insurance Ready?
Storm Season Insurance Checklist: Be Ready Before It Hits Every year, storm season sweeps in with little warning — catching homeowners and business owners off guard. And when you’re unprepared, that often leads to costly repairs, insurance claim surprises, and a lot of unnecessary stress. At Central States Insurance, we believe in preparation, not panic. Let’s […]
Insurance Customer Service Representative
Our dynamic team seeks a professional, enthusiastic and goal-oriented individual to provide exceptional customer service to our clients and policyholders. This CSR position will be full-time with room for advancement. Must have excellent communication, computer and customer service skills. Duties include assisting customers, taking payments, answering the phone, office tasks, assisting with claims, providing support […]
What If Summer Gets a Little Wild?
“What If” Summer Scenarios (That Could Really Happen) Summer is here—and with it comes sunshine, grilled burgers, poolside laughs, road trips, and unforgettable memories. But as much as we all love the season, it doesn’t always go off without a hitch. At Central States Insurance, we’ve helped many people navigate summer surprises with the help of […]
First State Insurance Agency Southwest, Inc. Expands with Acquisition of Central States Insurance
Worthington, MN – June 12, 2025 – First State Insurance Agency Southwest, Inc. is proud to announce the acquisition of Central States Insurance, a well-established, Sioux Falls, SD–based agency. This strategic move not only strengthens First State’s footprint in South Dakota but also expands its service into the Pipestone, MN market. Central States Insurance has earned a […]
Spoiler Alert: We’re Better Than A Chatbot
Confessions of a Real-Life Insurance Agent Hi there! Ever try to file a claim through one of those sleek, modern, minimalist insurance platforms, only to be ghosted by a chatbot named Zara? Yeah. Us too. 😐 Zara’s got the vibe of someone who’s very into essential oils but has never helped anyone through a claim in […]
New Tariffs Could Affect Your Auto & Home Insurance
Central States Insurance: How Tariffs May Affect Your Insurance Costs Let’s Talk Tariffs – and Why They Matter to You We get it – the word “tariff” might sound like something that only economists care about. But here’s the deal: recent government-imposed tariffs on goods from overseas—particularly on Chinese imports—are already creating ripple effects that […]
The Ultimate Guide to Trucking Insurance: What You Need to Know
In the world of transportation and logistics, trucking plays a vital role in moving goods across the country. But behind every successful trucking operation is a well-structured insurance policy that protects drivers, companies, and cargo. Whether you’re an owner-operator, manage a small fleet, or run a large logistics firm, trucking insurance isn’t just a legal requirement—it’s a […]
Looking for the Right Auto Insurance Policy? Learn the Essential Steps to Find Affordable and Comprehensive Auto Insurance Coverage
When it comes to driving, having the right auto insurance isn’t just a legal requirement—it’s peace of mind. Whether you’re getting behind the wheel for the first time, switching vehicles, or just re-evaluating your coverage, finding the right auto insurance policy can feel overwhelming. With all the options, coverage types, deductibles, and price tags, how do you […]
Commercial Insurance Insights for 2025: What to Know
As 2025 is well underway, staying informed about commercial insurance trends is vital for business owners aiming to protect their assets and plan effectively. The current market landscape reflects stability but also presents challenges like rising claims costs and economic pressures, making strategic insurance decisions more important than ever. However, with the right knowledge, you […]