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Insights, Tips & Insurance Updates

Stay informed with the latest from First State Insurance Agency. Our blog features expert tips, industry news, and helpful guides on everything from auto and home coverage to business, farm, and life insurance. Whether you’re looking to better understand your policy or keep up with changes in the insurance world, our blog is here to help you make confident, informed decisions.

First State Insurance Agency Southwest, Inc. Expands with Acquisition of Central States Insurance

Worthington, MN – June 12, 2025 – First State Insurance Agency Southwest, Inc. is proud to announce the acquisition of Central States Insurance, a well-established, Sioux Falls, SD–based agency. This strategic move not only strengthens First State’s footprint in South Dakota but also expands its service into the Pipestone, MN market. Central States Insurance has earned a strong reputation for delivering dependable

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Spoiler Alert: We’re Better Than A Chatbot

Confessions of a Real-Life Insurance Agent Hi there! Ever try to file a claim through one of those sleek, modern, minimalist insurance platforms, only to be ghosted by a chatbot named Zara? Yeah. Us too. 😐 Zara’s got the vibe of someone who’s very into essential oils but has never helped anyone through a claim in her life. She can spell “deductible”,

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New Tariffs Could Affect Your Auto & Home Insurance

Central States Insurance: How Tariffs May Affect Your Insurance Costs Let’s Talk Tariffs – and Why They Matter to You We get it – the word “tariff” might sound like something that only economists care about. But here’s the deal: recent government-imposed tariffs on goods from overseas—particularly on Chinese imports—are already creating ripple effects that could affect you in ways

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The Ultimate Guide to Trucking Insurance: What You Need to Know

Trucking insurance is commercial coverage that protects a trucking operation’s vehicles, drivers, cargo, and liability to others. Federal law sets the minimums, but the right policy combines several coverage types matched to how you operate. This guide explains how trucking insurance works, the coverages and trucks it protects, what it costs in 2026, and what it does not cover. Key

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Looking for the Right Auto Insurance Policy? Learn the Essential Steps to Find Affordable and Comprehensive Auto Insurance Coverage

When it comes to driving, having the right auto insurance isn’t just a legal requirement—it’s peace of mind. Whether you’re getting behind the wheel for the first time, switching vehicles, or just re-evaluating your coverage, finding the right auto insurance policy can feel overwhelming. With all the options, coverage types, deductibles, and price tags, how do you know what’s truly right for

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Commercial Insurance Insights for 2025: What to Know

As 2025 is well underway, staying informed about commercial insurance trends is vital for business owners aiming to protect their assets and plan effectively. The current market landscape reflects stability but also presents challenges like rising claims costs and economic pressures, making strategic insurance decisions more important than ever. However, with the right knowledge, you can make confident insurance choices

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