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Insights, Tips & Insurance Updates

Stay informed with the latest from First State Insurance Agency. Our blog features expert tips, industry news, and helpful guides on everything from auto and home coverage to business, farm, and life insurance. Whether you’re looking to better understand your policy or keep up with changes in the insurance world, our blog is here to help you make confident, informed decisions.

Spring Cleaning for Your Insurance

March Newsletter from Central States Insurance: Spring Forward Without Falling Back! It’s Time to Spring Forward! Ah, Daylight Saving Time—the one day a year we collectively lose an hour of sleep and pretend to be okay with it. As we “spring forward,” it’s a great reminder to make sure your insurance is also moving in the right direction. After all,

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Insurance 101: Everything You Need to Know Before Getting Started

Insurance is one of those things that most people know they need, but understanding the ins and outs of it can feel overwhelming. From auto to health to life insurance, there are so many different types, policies, and terms that it’s easy to feel lost. But, whether you’re a first-time buyer or just looking to understand your coverage better, getting

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Insurance Rates in the Mid-West: A Deep Dive into Minnesota’s Landscape

Insurance is a crucial aspect of financial planning, offering protection from the unexpected and ensuring that individuals, families, and businesses can recover from unforeseen events. Whether it’s health, auto, home, or life insurance, understanding the factors influencing insurance rates is key to managing your finances effectively. For residents in the Mid-West, especially in states like Minnesota, insurance rates are shaped

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Roses Are Red, Violets Are Blue… Is Your Insurance Protecting You?

Fall in Love with Your Insurance and Central States Insurance This February ❤️ Why Insurance is Your True Valentine February is the month of love, and while you might be thinking about chocolates and roses, let’s take a moment to appreciate something just as important—your insurance coverage! At Central States Insurance, we believe the right insurance policy is like a great relationship—it provides

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Why Renters Insurance Is Essential if You Rent

Renting a home or apartment offers flexibility and freedom, but it also comes with unique responsibilities and risks. As a renter, it’s easy to assume that your landlord’s insurance will cover any damage to your belongings or provide protection in case of an emergency. However, this is a misconception that can leave you vulnerable. The truth is, landlords’ insurance only

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Insurance Bundling Explained: Is It Worth It?

Insurance bundling is often worth it, but not always the cheapest option. Buying your home and auto policies from one insurer earns a multi-policy discount that typically ranges from 5% to 25%, plus one bill and one point of contact. The catch is that a discount does not guarantee the lowest total price. This guide explains how bundling works, what

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